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PAPERWORK
ESSENTIALS:
What to bring to your meeting at Pacific Coast Lending
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Getting a
mortgage approved quickly requires your help. We can respond promptly to
your mortgage application after these documents are received. Use this
page as a checklist and bring these documents with you for your initial
meeting. |
EMPLOYMENT - SOURCE OF INCOME
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- Name and address of
all employers for past 2 years
- Current pay stubs
- W-2s for the last 2
years
- 1040 Tax Returns for
the last 2 years
- Proof of Social
Security, Pension or other income
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| SELF EMPLOYED BORROWER |
- Balance Sheet and
Year-to-Date Profit and Loss Statements
- 2 years signed tax
returns with all attachments (individual, corporate and partnership)
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| SOURCE FUNDS FOR
CLOSING |
- Name, address and
account number for all checking and savings accounts
- Most recent
bank/brokerage (complete) statements for all accounts
- Gift letter including
name, address and telephone number of donor and relationship to
borrower
- Closing statements on
sale of prior home
- Most recent 401K, IRA
and other retirement account statements
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| LIABILITIES & DEBT |
- Provide account
numbers, monthly payments and approximate balances for all debt such
as:
Credit cards, auto loans, unsecured loans, Credit Union loans, Real
Estate loans (copy of payment coupon)
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| MISCELLANEOUS LETTERS
& DOCUMENTS |
- Explanation letter
surrounding bankruptcy and/or derogatory credit information
- Bankruptcy Papers and
Release
- Divorce Decrees
- Deposit for Appraisal
and Credit Report
- Copy of Earnest Money
Deposit (if already in Escrow)
- Copy of Drivers Licence
- Copy of Living Trust if applicable
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Phone:
818-865-0600 Fax: 818-865-2508
Email: customerservice@pclending.com
© 2004
Pacific Coast Lending
Send questions or comments by email
to customerservice@pclending.com
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